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Total Debt Service Ratio Calculator

Use the calculator below to determine your TDS (Total Debt Service Ratio).

Monthly Mortgage Payment $
Monthly Property Taxes $
Utilities (Heat, Electricity, etc) $
Condo Fees (if required) $
Total Payments   
Gross Monthly Household Income $
GDS %   
   
Other Debts (Credit Cards, etc.) $
TDS %   

 

Example of your TDS, or Total Debt Service Ratio:

-Total Monthly Housing Payments:                                $1653.50
-Other Debts(loans, vehicle lease, credit cards, etc):   $  850.00
-Total Monthly Debt:                                                     $2503.50
-Gross Monthly Household Income:                               $6500.00

totaldebtserviceratio

using our numbers, we get:

tds2

 

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